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For fintech

Fintech web development, secure from the start

Gjethe builds fintech websites, customer dashboards and platforms with security designed in: encryption, two-factor authentication, role-based access, audit trails, KYC, payment and Open Banking integrations, real-time data and clear interfaces for complex financial information. We work alongside your compliance and legal advisers on regulatory requirements.

  • Free first consultation
  • Written quote for your project
  • Flexible payment milestones

At a glance

Security
2FA, encryption, audit trails
Integrations
KYC, payments, Open Banking
Data
Real-time dashboards
Compliance
With your advisers

Overview

Fintech users decide in seconds whether to trust a product with their money. Regulators expect security and record-keeping to be built in, not bolted on. And financial information is easy to get wrong in an interface: a confusing balance, an unclear fee or an ambiguous status can cost customers and create complaints. We build for all three, trust, security and clarity.

What do we build for fintech?

  • Marketing websites and landing pages
  • Customer dashboards and portals
  • Investment and trading interfaces
  • Lending and credit applications
  • Insurtech platforms
  • Accounting and finance SaaS
  • Internal tools for operations and compliance teams

How we build for fintech

Design approved before development, progress updates every 2–3 days, and support after launch agreed in your quote.

Illustrative product mock-up, not a client project.

Security and compliance features

  • Encryption in transit and at rest
  • Two-factor authentication and session controls
  • Role-based access and least privilege
  • Audit logs of sensitive actions
  • KYC and AML provider integration
  • Data residency choices with your cloud provider
  • Automated dependency and vulnerability scanning

Making financial information clear

Balances, fees, interest rates and transaction states must be unambiguous. We design interfaces that show the number that matters most, explain fees before customers commit, use consistent formats for currencies and dates, and make pending and failed states obvious.

Clarity also reduces support costs and complaints, and it's increasingly expected by regulators focused on fair treatment of customers.

Working with regulation

We're a software agency, not a compliance firm. We build to the technical requirements your licence, regulators and partners set (such as PSD2 strong customer authentication, record-keeping or data protection) and work with your compliance and legal advisers on interpretation.

Before launch, we recommend an independent penetration test, and we help prepare the documentation auditors and banking partners typically ask for.

Onboarding that converts and complies

Account opening is where many fintech products lose customers: long forms, unclear document requests and identity checks that fail without explanation. At the same time, KYC and anti-money-laundering rules require certain checks.

We design onboarding flows that ask for information in a sensible order, explain why each step is needed, save progress, and handle verification failures with clear next steps, while meeting the checks your compliance team requires.

Architecture that can grow

Fintech products often start small and then need to handle more customers, products and markets quickly. We choose architectures that keep sensitive components isolated, make audit logging consistent and allow scaling without rewrites.

Infrastructure is defined as code with separate environments, automated backups and monitoring, so audits and incident response have the information they need.

Documentation we can help prepare

Banks, partners and auditors commonly ask for these.

  • System architecture and data flow diagrams
  • Access control and user role descriptions
  • Security testing and remediation records
  • Backup and disaster recovery procedures
  • Third-party provider list

Common mistakes to avoid

What we see go wrong most often in fintech projects.

  • Adding security later

    Retrofitting authentication, logging and encryption is costly. Design them in.

  • Unclear fees and statuses

    Ambiguity in money matters erodes trust fast.

  • Building regulated features without advisers

    Involve compliance experts early; requirements shape architecture.

  • Skipping independent testing

    Get a penetration test before handling real customer funds or data.

From first call to launch

The same five steps for every build, so you always know what happens next.

  1. 1

    Free consultation

    A 20–30 minute call. You explain the goal; we ask questions and send an honest assessment, project plan and written quote.

  2. 2

    Design & approval

    We mock the project up in Figma. You review and approve it before any code is written.

  3. 3

    Development

    We build on a modern stack and send progress updates every 2–3 days.

  4. 4

    Review & revisions

    You test the result and give feedback before launch. Revision rounds are agreed in your quote.

  5. 5

    Launch & support

    We deploy, set up analytics, hand over documentation and accounts, and support you as agreed.

Frequently asked questions

Are you a regulated or compliance firm?

No. We're a software agency. We build to the technical requirements your licence and regulators set and work with your compliance and legal advisers.

Can you integrate KYC and payment providers?

Yes. We integrate identity verification, payment, Open Banking and card-issuing providers through their APIs.

How do you handle security testing?

We follow secure-coding practices, run automated dependency and vulnerability scans and recommend an independent penetration test before launch.

Can you build real-time dashboards?

Yes, using WebSockets or streaming APIs for live prices, balances and transactions.

Where is data hosted?

In the cloud region you choose, for example within the EU, on providers such as AWS, Google Cloud or Azure.

Do you build crypto products?

We build some blockchain applications, with independent smart-contract audits recommended before launch. See blockchain and Web3 development.

Will you sign an NDA?

Yes, on request. We agree confidentiality terms in writing before you share sensitive details.

Can you build the marketing site too?

Yes. Trust-building marketing sites with clear product explanations, pricing and legal pages.

Do you build mobile apps?

Yes, with biometric login, secure storage and the same security standards as the web platform.

Can you work with our existing engineering team?

Yes, as an extension of your team or by owning specific components.

Can you build an MVP for a fintech startup?

Yes, with security fundamentals in place from the start and a realistic scope agreed with your compliance advisers.

Can you integrate accounting and banking data?

Yes, through Open Banking aggregators and accounting software APIs, with user consent flows built in.

How do you handle incidents?

We set up monitoring and alerting, and agree an incident process with you, including who is contacted and how issues are logged.

Can you support several currencies and languages?

Yes. Multi-currency amounts, local formats and translated interfaces are planned into the data model from the start.

Can you help us prepare for a partner bank's due diligence?

We can provide technical documentation about the systems we built, such as architecture, access controls and testing records.

Do you build admin tools for operations teams?

Yes, back-office tools for reviewing applications, handling disputes and monitoring transactions, with role-based access and audit logs.

Where we work

We work remotely from Prishtina with clients across Europe and North America.

Build your fintech product.

Tell us what you need. You get an honest assessment, a clear plan and a written quote. The first consultation is always free.

  1. What happens next
  2. 1You tell us what you need
  3. 2We aim to reply within 24 hours with questions
  4. 3You get a written quote for your project